1. Introduction

At Advanced Money Tracker, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our web application.

2. Information We Collect

We collect the following types of information:

Personal Information: Name, email address, and profile picture when you sign up
Financial Data: Transactions, budgets, goals, loans, and other financial information you enter
Usage Data: How you interact with our application
Device Information: Browser type, device type, and operating system

3. How We Use Your Information

We use your information to:

Provide and maintain our services
Track your financial transactions and goals
Send you important updates and notifications
Improve our services and user experience
Comply with legal obligations

4. Data Storage & Security

Your financial data is stored securely using Firebase (Google Cloud Platform). We implement appropriate technical and organizational security measures to protect your personal information. All data is encrypted in transit and at rest. You retain full ownership of your data and can request deletion at any time.

5. Data Sharing

We do NOT sell your personal or financial information to third parties. We may share your information only in the following circumstances:

With your explicit consent
With service providers who help us operate our application (e.g., Firebase for hosting)
When required by law or to protect our rights

6. Your Rights

You have the right to:

Access your personal data
Correct inaccurate data
Request deletion of your data ("Right to be Forgotten")
Export your data in a portable format
Opt-out of non-essential communications

7. Digital Personal Data Protection (DPDP) Act 2023

Advanced Money Tracker complies with the Digital Personal Data Protection (DPDP) Act, 2023 enacted by the Government of India. As a Data Fiduciary, we are committed to the following obligations under the Act:

Consent: We collect and process your personal data only after obtaining your free, specific, informed, unconditional, and unambiguous consent.
Purpose Limitation: Your data is processed solely for the purposes disclosed at the time of collection and not for any other purpose.
Data Minimisation: We collect only the personal data that is necessary for the stated purpose.
Accuracy: We take reasonable steps to ensure the personal data we hold is accurate and up to date.
Storage Limitation: Personal data is retained only as long as necessary for the stated purpose and then securely deleted.
Security Safeguards: We implement appropriate technical and organisational measures to protect your data from breach, loss, or unauthorised access.
Grievance Redressal: A Grievance Officer is available to address any complaints or concerns regarding the processing of your personal data.

Your rights under DPDP Act 2023:

Right to access a summary of personal data being processed
Right to correction and erasure of personal data
Right to grievance redressal
Right to nominate another individual to exercise rights on your behalf
Right to withdraw consent at any time (withdrawal will not affect prior processing)

To exercise any of these rights or file a grievance, contact our Grievance Officer at: hello@advancedmoneytracker.com. We will respond within the timelines prescribed under the DPDP Act 2023.

8. Cookies & Tracking

We use minimal cookies for essential functionality only. We do not use third-party tracking or advertising cookies. Any cookies used are solely for authentication and session management.

9. Children's Privacy

Our service is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at: hello@advancedmoneytracker.com